General

We all know this one - use different passwords and switch them up periodically. While this is a helpful tip to avoid being hacked, there are some questions you may still have on cybersecurity. Luckily, BANK offers a few answers to your existing questions. Question: How can I protect my personal information from an attack? Answer: Be sure that your antivirus program is up-to-date. When it is time to renew that software, do it. Don’t wait around thinking it will be okay for a few weeks.

In a 2016 study, it was found that 43% of students do not track their spending while 58% said they do not save money every month. From that, it is shown that 7 out of 10 students are stressed out about their finances. It can be quite the adjustment for students to transition from high school to college. This new stage of your life can be filled with many mixed emotions and late night adventures. In just a matter of time you are living in a brand new environment, meeting new people, taking new classes

So you think you’re all set for your first day of classes. Backpack, books, IPad and smartphone in hand - you think you have everything you need for success this semester. However, learning proper cybersecurity habits are just as important to your college success as the friends you make or the assignments you accomplish. You’re well acquainted with technology and internet scams, and think you are far off from being duped or scammed online. However, technology is ever changing which

Say ‘I Do’ to savings and “no” to debt on your big day. Weddings can grow out of control and expensive in no time when the planning begins. That’s why it's important to learn savvy ways to save before you walk down the aisle. Luckily, BANK offers a few creative ideas to trim your wedding budget. Cut the Cake Many couples now are ditching the idea of cake and doing mini cupcakes or a donut bar. Find something that fits your quirky personality and go that route.

You recently completed one of life’s highest achievements, graduating from college. Now that you are beginning this new chapter in your life at your first fulltime job, you likely have not thought about paying your student loans off yet. Although there is a six month grace period before you have to pay the loans off, the time is quickly approaching. Iowa State Bank is taking the time today to write about how you need to prepare to pay student loans off. Preparing to pay student loans: Communicate

May is Older Americans Month and Iowa State Bank wants the older citizens in our community to be aware of the scams that are out there and how to be financially aware. Your best weapon against financial fraud is educating yourself about common scams. We want to help you learn about how to protect yourself from financial fraud and scams during Older Americans Month. Scams and fraud targeted at senior citizens to be aware of: Reverse Mortgages- Reverse mortgage scams are becoming more common

May brings an exciting time with spring in full bloom and graduation season at hand. High school and college graduations mark a significant step in a young person’s life, whether they are leaving high school behind or getting ready to join the real world. Financial responsibility is an important skill for new graduates because it will help them budget throughout their entire life. Your graduate will face unique monetary challenges in college or in adjusting to the world outside of school,

Everyone’s idea of a perfect home is different. For some it may mean a nice two-story home surrounded by neighbors, while others prefer something outside the city limits with more room and bigger outdoor space. No matter what your definition is, there is a common factor in the home you want to purchase: the need for a mortgage from Iowa State Bank. At Iowa State Bank, we are in the business of helping people just like you be able to afford your ideal dream home. Some banks use one-size-fits

There are some things in life that don’t require much thought or preparation to purchase: soap, a gallon of milk or paper towels. You buy these things because you need them; they’re cheap and readily available. On the other hand, a large purchase, like a new home, requires research and preparation. Here are some common mistakes from the home lending experts at Iowa State Bank. Falling in love with a house- it’s easy to get caught up in all the great things a house has