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Certificates of Deposit & IRAs

Act For the Future.

Fulfill Your Dreams.

 

Picture your long-term goals or retirement plans—then act to make them real. Take positive steps now with Certificates of Deposit and Individual Retirement Accounts. Leverage the specific features and benefits of each type of account to focus on financial security and your ideal life.

All CD rates are subject to change weekly and are not guaranteed until a CD is opened. Early withdrawal penalties and other terms and conditions may apply. Contact BANK for information.

The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and frequency of compounding for a 365-day period.


To Open a CD or IRA, find a location near you>

CDs

(Opening Deposit $0 - $9,999)

Select a maturity term and interest rate to match your goals. With maturity terms from six months to five years, a certificate of deposit supports your savings plans. These popular CDs offer appealing interest rates and typically automatically renew for the current rate at maturity. 

Term
Opening Deposit
Interest Rate
Annual Percentage Yield
6 Months

$0 - $9,999

0.15%

0.15%

9 Months

$0 - $9,999

0.20%

0.20%

12 Months

$0 - $9,999

0.25%

0.25%

18 Months

$0 - $9,999

0.30%

0.30%

24 Months

$0 - $9,999

0.35%

0.35%

36 Months

$0 - $9,999

0.50%

0.50%

48 Months

$0 - $9,999

0.70%

0.70%

60 Months

$0 - $9,999

1.00%

1.00%

CDs

(Opening Deposit $10,000+)

Term
Opening Deposit
Interest Rate
Annual Percentage Yield
6 Months

$10,000+

0.30 %

0.30%

9 Months

$10,000+

0.35%

0.35%

12 Months

$10,000+

0.40%

0.40%

18 Months

$10,000+

0.50%

0.50%

24 Months

$10,000+

0.60%

0.60%

36 Months

$10,000+

0.80%

0.80%

48 Months

$10,000+

0.90%

0.90%

60 Months

$10,000+

1.00%

1.00%

IRA Rates

Term
Opening Deposit
Interest Rate
Annual Percentage Yield
18 Months

None

0.90%

0.90%

12 Months

None

0.75%

0.75%

Health Savings Account Rates

Pair a health savings account with your high-deductible insurance policy. The HSA offers competitive interest rates and allows you to save money to cover your health expenses. Only eligible medical expenses can be paid using an HSA. 

Opening Deposit
Interest Rate
Annual Percentage Yield
$100

2.00%

2.01%

Think Long-Term

Check out the Retirement Savings Calculator to project how much you need to save to meet your retirement needs.

Plan Your Savings Needs >