GREAT RATES

TODAY’S RATE

AS LOW AS

4.75%

5.402% APR* | 5/1 ARM

*Annual Percentage Rate. The initial rate of 4.75% is in effect for the first five years of the loan term and is discounted. After year 5, the rate will change annually based on an index plus margin, which will result in a change in the payment. The current index value for the 5-year treasury is 3.05%. And the margin is 2.75%. Actual rate may be higher based on credit history, occupancy, and LTV. Fees and other terms may apply. All loans are subject to approval. Rates as of 7/26/22 and subject to change. 

LOW CLOSING COSTS
NO HIDDEN FEES

The closing costs of a mortgage include many fees. Some of these are the appraisal fee, legal fees, title fees, and others which are set by outside entities.

Some fees that are set by the lending institution are
Application Fees
Origination Fees
Document Preparation Fees
Processing Fees
Underwriting Fees
and can increase your closing costs. Be sure you are comparing apples to apples when shopping for loans.
It’s more than just rates!