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You get more than great rates.

At BANK, we offer a completely transparent lending experience. We don’t hide fees or hike up your closing costs. We offer really great rates, too. With us, there are no surprises. All of our services are available online, but we are here with you, every step of the way. Real people, local, and trust-worthy. Since 1900. 

NEW PURCHASE  HOME EQUITY  REFINANCE  NEW CONSTRUCTION

GREAT RATES

TODAY’S RATE

AS LOW AS

4.75%

5.402% APR* | 5/1 ARM

*Annual Percentage Rate. The initial rate of 4.75% is in effect for the first five years of the loan term and is discounted. After year 5, the rate will change annually based on an index plus margin, which will result in a change in the payment. The current index value for the 5-year treasury is 3.05%. And the margin is 2.75%. Actual rate may be higher based on credit history, occupancy, and LTV. Fees and other terms may apply. All loans are subject to approval. Rates as of 7/26/22 and subject to change. 

LOW CLOSING COSTS
NO HIDDEN FEES

The closing costs of a mortgage include many fees. Some of these are the appraisal fee, legal fees, title fees, and others which are set by outside entities.

Some fees that are set by the lending institution are
Application Fees
Origination Fees
Document Preparation Fees
Processing Fees
Underwriting Fees
and can increase your closing costs. Be sure you are comparing apples to apples when shopping for loans.
It’s more than just rates!

New Purchases, Home Equity, Refinance, or New Construction, hit Apply Now below.
 

We make mortgages easy.

  1. Get prequalified
  2. Find your dream home
  3. Purchase Agreement
  4. Underwriting
  5. Appraisal/Title Opinion/Home Owners Insurance
  6. Rate Lock
  7. Closing Day
Ready to get started?

Watch our video for a full explanation of these 8 Easy Steps!

Have some questions first?

 

Send us a message

We would love to talk with you! Please submit your information and we will be in touch.

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Give us a call

Call one of our mortgage experts today at 515.223.2265 in West Des Moines, 319.753.2265 or 319.523.5200 in Southeast Iowa.

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