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You get more than great rates.

At BANK, we offer a completely transparent lending experience. We don’t hide fees or hike up your closing costs. We offer really great rates, too. With us, there are no surprises. All of our services are available online, but we are here with you, every step of the way. Real people, local, and trust-worthy.





5.05% APR* | 15 YEAR FIXED


*Annual Percentage Rate. 180 monthly payments of $1976.98 on $250,000 loan. Fees and other terms may apply. Payments exclude taxes/insurance and private mortgage insurance (required on loans with less than 20% down payment). Rates as of 6/27/22 and subject to change.


The closing costs of a mortgage include many fees. Some of these are the appraisal fee, legal fees, title fees, and others which are set by outside entities.

Some fees that are set by the lending institution are
Application Fees
Origination Fees
Document Preparation Fees
Processing Fees
Underwriting Fees
and can increase your closing costs. Be sure you are comparing apples to apples when shopping for loans.
It’s more than just rates!

New Purchases, Home Equity, Refinance, or New Construction, hit Apply Now below.

We make mortgages easy.

  1. Get prequalified
  2. Find your dream home
  3. Purchase Agreement
  4. Underwriting
  5. Appraisal/Title Opinion/Home Owners Insurance
  6. Rate Lock
  7. Closing Day
Ready to get started?

Watch our video for a full explanation of these 8 Easy Steps!

Have some questions first?


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We would love to talk with you! Please submit your information and we will be in touch.

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Give us a call

Call one of our mortgage experts today at 515.223.2265 in West Des Moines, 319.753.2265 or 319.523.5200 in Southeast Iowa.

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