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Deposit Accounts

Corral Your Money.

Cut Out Fees.

Emphasize smart financial decisions that keep as much of your income with you as possible. Practical farm and agribusiness checking and savings accounts avoid unnecessary fees. Minimize or eliminate costly fees, depending on your transaction volume. When paired with Business Online Banking, you get 24/7 access to your accounts.

To open an account, find a location near you>

Checking Accounts

Free Business Checking
Small Business Checking
Business iChecking
Tailored Business iChecking
Choose this account if…

Your business has few transactions each month and your record-keeping needs are minimal

Your business has 50–150 transactions a month and you can maintain a minimum daily balance

You want an interest-bearing checking account and have less than 150 transactions per month

You want to customize pricing based on your monthly business activity and transaction volume

Monthly Transaction Volume

No fee if fewer than 50 deposit or withdrawal items per month; fees charged for more than 50 transactions

No fee if fewer than 150 deposit or withdrawal items per month; fees charged for more than 150 transactions

No fee if fewer than 150 deposit or withdrawal items per month; fees charged for more than 150 transactions

Higher balances and higher transaction volume equal lower monthly fees when requirements are met

Statement Type

E-Statement

E-Statement or monthly paper statements with check images

E-Statement or monthly paper statements with check images

E-Statement or monthly paper statements with check images

Minimum Daily Balance Requirement

No minimum balance

$1,500

$1,500

No minimum balance

Online Banking

Free

Free

Free

Free

Savings Accounts

Business Savings
Premier Business Money Market Account
Choose this account if…
Your business needs a standard interest-bearing account
Your business can maintain an even higher minimum balance, which gives you a higher interest rate
Minimum Daily Balance Requirement

$500

$10,000

Opening Balance

$50

$0 - $100,000

Interest

Interest paid on entire balance

Tiered interest paid on entire balance; calculated daily, credited monthly

Transaction Limits

Up to 6 withdrawals per month without a charge

Up to 6 withdrawals per month without a charge

Statement Type

Quarterly paper statements or E-Statements

Monthly paper statements or E-Statements

Farm Certificates of Deposit

Choose a maturity term and rate with the best value for your farm business. With terms ranging from 91 days to five years, you can select a certificate of deposit to match your business savings goals. The term length and rate determine pricing. A $1,000 opening balance gets you started.

Reach Our for Term and Rate Information>

Hardworking Farm Business Tools

Cash Management

Pay employees or originate payments to customers. For a monthly fee, take advantage of the full suite of time-saving business tools, such as:

  • Payroll
  • ACH
  • ACH origination

Merchant Services

Give your customers easy payment options with electronic card processing. BANK ensures you have everything you need, including:

  • Equipment
  • Setup
  • Training

Remote Deposit Capture

Handle account transactions without leaving your office. Electronic business deposits are handled safely and quickly. In the office or on the go, you can:

  • Scan checks
  • Make deposits
  • Feel secure