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Accounts Designed to Maximize Every Dollar

The problem with most business accounts is that they aren't designed to fit your business, but rely up on your business fitting them. This can result in unnecessary fees that cut into your revenue. 

At BANK, our business checking & savings accounts help you keep more of the money you bring in. Costly fees are minimized or eliminated depending on your business's size and transaction volume.

Plus, when paired with a Business Online Banking account, you get the added benefits of 24/7 access to your account. 

Call or stop by any BANK office in West Des Moines, Burlington, Wapello or Morning Sun to learn more or open your business checking or savings account today.

 

Free Business Checking

  • No Minimum Balances
  • Fewer than 50 deposit or withdrawal items per month
  • Fee will be charged for anything greater than 50
  • E-Statements
  • Free Online Banking

 

Small Business Checking

  • Allows you to have more transactions without a fee
  • Fewer than 150 deposit or withdrawal items per month
  • Fee will be charged for anything greater than 150
  • $1500 Minimum Daily Balance; to refrain from a fee
  • E-Statement or Monthly Paper Statements with check images
  • Free Online Banking

 

Business iChecking

  • Tiered Interest bearing checking account for most businesses.
  • Fewer than 150 deposit or withdrawal items per month
  • Fee will be charged for anything greater than 150
  • $1500 Minimum Daily Balance, to refrain from a fee
  • E-Statement or Monthly Paper Statements with check images
  • Free Online Banking

 

Tailored Business Checking

  • Customized pricing based on your business activity and volume
  • Higher Balances, Higher Transaction Volume = lower monthly fees when requirements are met
  • No Minimum Balance
  • E-Statement or Monthly Paper Statement with Check Images
  • Free Online Banking

 

Business Savings

  • Interest Bearing Account
  • $500 Minimum Daily Balance, to refrain from a fee
  • Limited to 6 withdrawals per month without a charge
  • Quarterly Paper Statement or E-Statement
  • Interest Paid on Entire Balance
  • Free Online Banking

 

Business Money Market

  • Higher interest rates than standard savings accounts
  • $2,500 Minimum Daily Balance, to refrain from a fee
  • $2,500 Minimum Opening Balance
  • Monthly Paper Statements or E-Statements
  • Tiered Interest Paid on Entire Balance; Calculated Daily, Credited Monthly
  • 6 withdrawals per month without charge; to refrain from a fee

 

Premier Business Money Market

  • Higher interest rates than our Business Money Market
  • $10,000 Minimum Daily Balance, to refrain from a fee
  • $10,000 Minimum Opening Balance
  • Monthly Paper Statements or E-Statements
  • Tiered Interest Paid on Entire Balance; Calculated Daily, Credited Monthly
  • 6 withdrawals per month without charge; to refrain from a fee

 

Business Certificate Of Deposits

  • Terms range from 91 days to 5 years
  • Pricing Depends on the term & rate you desire
  • $1,000 Minimum Opening Balance

 

 

Other services we offer:

 

Cash Management Services

Want to make paying your employees or originating payments to your customers as easy as possible? For a monthly fee you can take advantage of the full suite of time saving business tools available online, including payroll, ACH, and ACH origination.

 

Merchant Services/Point Of Sale

Give your customers easy payment options with electronic card processing. BANK can provide your business with the equipment, setup, and training.

 

Remote Deposit Capture

Enjoy the convenience of scanning checks and making deposits electronically to your account without ever leaving your office. Start savings time and money immediately.

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