Education

Are you concerned about the Equifax breach? See the FAQs below to learn more about the breach and how to protect yourself. I’ve been hearing about the breach in the news. What exactly happened? One of the three major credit card bureaus, Equifax, experienced a massive data breach. The hackers accessed people’s names, Social Security numbers, birth dates and addresses and in some cases driver’s license numbers. They stole credit card numbers for about 209,000 people and dispute

Sometimes finding the perfect idea for a new business can be easier said than done. Often you start by asking yourself a series of questions. Where is there a need? What can be created more efficiently? How can I solve a recurring problem? These are all great prompts to help you when looking for a concept your new business. To help inspire your next venture, BANK would like to share some of our favorite quotes and advice from several of today’s most influential entrepreneurs. “Don’t

Obtaining your secondary education can be a landmark goal on your journey to success. By opening up opportunities, and enhancing your capabilities, the study of a discipline gives you the skills you need to conquer your future ambitions. More often than not, student loans offer a helpful supplement when financing this experience. However, many students are able to obtain these financial aids without having to budget or offer a credit history, causing a higher likelihood of default among student

Getting your taxes done early not only takes one more thing off your to-do list but further allows you to start planning for the future. Working with your tax professional, determine how much your family may receive this year from a tax refund. No matter the amount, we recommend putting it towards your financial goals for the year. Here are some great strategies we’ve tried to get the best bang for our buck:   Max out your 401(k) or Traditional IRA contributions. If you

Every family knows there’s a difference between the various siblings, but why is that? Many psychologists agree, birth order plays a large role! Each member of your family is generally rooted in one of four personality types which help define their core behaviors and beliefs. Discover how these traits can translate to your money management style at Iowa State Bank. First Born: Typically the leader of the family, first borns are strong minded and organized with a heavy protective

Building a successful financial future for your little one starts with a strong foundation. At Iowa State Bank we offer financial opportunities for all ages! Grow the building blocks of fiscal understanding with your children using these fun and easy lessons. See the value of savings: Before they understand the concept of retirement, help them see the advantage of long term savings. Just as companies offer to match their employee’s savings plan contributions, offer to match your child’s

After tying the knot, finances can be a tricky subject, but they are an absolutely necessary discussion. As Dave Ramsey says, “If you can talk about money, you can talk about anything.” Getting your finances put together takes some decision making, but here are some basic guidelines to get you started. Be transparent with one and other. Begin the conversation with sharing each of your individual financial states, and the goals you have for where you want to be in the coming

Basketball season is in full swing and there are many comparisons to the sport that can apply to building your own personal budget. From knowing when to pass an expense, to hitting a three with an unexpected bonus, budgeting is a lot like basketball. Learn how to win at structuring your finances with this helpful game plan from Iowa State Bank. Brush up on your coaching. Every team is built around the choices of its coach, just as your budget is. The coach selects the players based off